Most Trusted Crypto Cards for 2023

2022 has proved to be an extremely turbulent year for the cryptocurrency market. The collapse of centralized exchanges like FTX and subsequent investigations have severely undermined user trust in blockchain services as thousands of users have been left without investment and funds. As 2023 approaches, it is becoming clear that the blockchain industry needs to develop into a new vector involving greater transparency, accountability and integration with traditional financial instruments and gateways.

Considering the failure of multiple DeFi services and payment infrastructure platforms, it is imperative that users exercise extreme caution when selecting a crypto-fiat service. Below is a list of the most reputable crypto bank card providers for 2023, all of which have proven to be secure and resilient to market shocks.


Binance is the largest centralized cryptocurrency exchange on the market; has been operating successfully since 2020. Binance offers its debit card in both plastic and digital versions. The Binance card features low monthly fees, no annual support fees, and zero exchange fees. The card also supports 15 cryptocurrencies and claims to be accepted worldwide. Refund is also available.


The Embily network has been in operation since 2017 in Europe, with plans to expand into the United States in early 2023 through a partnership with Visa and MasterCard. The project has a valid European license, does not include any native tokens and is completely self-sufficient. Embily also offers its customers a VISA-based debit card that supports payments in euros and cryptocurrency wallets (with instant conversion of digital assets to fiat at the best market exchange rate). Most importantly, all user assets are stored in euros rather than cryptocurrencies.

The Embily platform comes with zero annual maintenance costs and a 24-hour support service that guarantees immediate resolution of problems. The physical card component can be delivered to the cardholder’s premises for a separate fee, which is refunded upon activation of the card and can be used for cashing at ATMs. Embily’s dual support for Euros and other cryptocurrencies makes it the perfect choice for European holders.

Coin basis

Another large and centralized exchange, Coinbase also offers Visa-backed cryptocurrency debit cards. The card supports more than 230 cryptocurrencies and claims to be accepted worldwide in more than 40,000 online and physical outlets.

One of the highlights of the card is that it is digitally linked directly to a user’s Coinbase account, which requires passing the KYC process. The card offers unlimited rewards of up to 4% from every purchase and is free, with no annual or monthly fees.


The Nexo card is part of a large decentralized ecosystem of services, including loans, a native wallet and exchange venues. Nexo also allows cardholders to use a line of credit linked directly to their cryptocurrency wallets, making it easier to repay loans.

The debit card comes with support for VISA and 0.5% cashback in the BTC feature. There are no monthly or annual fees, making it the ideal option for frugal users. Nexo supports up to 20 cryptocurrencies and updates their list regularly.

Key points

2023 promises more turmoil in the cryptocurrency industry, which means market participants should think carefully about whether the services they are currently using have a chance of surviving the “crypto winter”. The FTX incident has raised significant questions about centralized exchanges as reliable services for storing value, leaving independent projects in a better position. With the integration of FIAT and digital assets going smoothly, the choice is ultimately one of preference and utility when selecting a debit card that supports cryptocurrency payments.

Image by Jan Vašek from Pixabay

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